Are all properties partially financed by a mortgage?

Category: Properties Last Updated:

No, not all properties in the BRXS Properties portfolio are partially financed by a mortgage. We offer two types of investment opportunities:

Mortgage-Funded Properties

Some properties in our portfolio are partially financed with a mortgage:

  • The mortgage typically covers between 50-70% of the property value
  • We use interest-only mortgages to optimize cash flow
  • This approach creates a leverage effect that can potentially enhance returns
  • It allows us to acquire more properties and provide more diverse investment options

Non-Mortgage-Funded Properties

Other properties in our portfolio have no mortgage financing:

  • 100% of the property purchase value is available for investment through BRXS notes
  • This structure offers a different risk-return profile
  • It eliminates interest rate risk and reduces the property’s fixed costs

How We Decide

Our decision to use mortgage financing for a specific property depends on several factors:

  • Current interest rates
  • The property’s rental yield
  • Market conditions
  • Our assessment of the optimal financial structure

Transparency for Investors

For each property listed on our platform, you can easily find information about any mortgage financing:

  • Check the “Key facts” section on each property’s details page
  • Mortgage information is clearly displayed when applicable
  • All return projections already account for any mortgage costs
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