Are all properties partially financed by a mortgage?
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Properties
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No, not all properties in the BRXS Properties portfolio are partially financed by a mortgage. We offer two types of investment opportunities:
Mortgage-Funded Properties
Some properties in our portfolio are partially financed with a mortgage:
- The mortgage typically covers between 50-70% of the property value
- We use interest-only mortgages to optimize cash flow
- This approach creates a leverage effect that can potentially enhance returns
- It allows us to acquire more properties and provide more diverse investment options
Non-Mortgage-Funded Properties
Other properties in our portfolio have no mortgage financing:
- 100% of the property purchase value is available for investment through BRXS notes
- This structure offers a different risk-return profile
- It eliminates interest rate risk and reduces the property’s fixed costs
How We Decide
Our decision to use mortgage financing for a specific property depends on several factors:
- Current interest rates
- The property’s rental yield
- Market conditions
- Our assessment of the optimal financial structure
Transparency for Investors
For each property listed on our platform, you can easily find information about any mortgage financing:
- Check the “Key facts” section on each property’s details page
- Mortgage information is clearly displayed when applicable
- All return projections already account for any mortgage costs